If you are an entrepreneur in India and you run a small company or intend to start one, you must have heard of MSME registration. This is a basic recognition for Micro, Small & Medium Enterprises (MSMEs) in India and grants access to multiple government financial support and subsidies. But do you have any idea what is the best part about this? MSME registration can be done online, simple & free from your very own home. In this article, we will show you how to apply for MSME registration online. We will help you to apply for MSME registration and take advantage of the many benefits that are offered to registered MSME businesses.
What is MSME Registration?
MSME registration in India is an official certification from the Ministry of Micro, Small & Medium Enterprises. It helps small businesses get financial aid, tax advantages and government schemes. Although Udyog Aadhaar (MSME) registration was the prior system, the government has moved all registrations to the Udyam Registration portal.
MSME registration isn’t compulsory but might help businesses get government subsidies, bank loans and lower interest rates. Any business classified under MSME may apply for MSME registration for these benefits.
Eligibility for MSME Registration
Before proceeding with the MSME registration process, you must check if your business qualifies as an MSME. The classification is based on investment and turnover:
| Type of Enterprise | Maximum Investment | Maximum Turnover |
| Micro | Rs. 1 crore | Rs. 5 crore |
| Small | Rs. 10 crore | Rs. 50 crore |
| Medium | Rs. 50 crore | Rs. 250 crore |
If your business falls within these limits, you can proceed with online MSME registration.
Documents for MSME Registration Online
Get the documents ready before applying for MSME registration. As the registration is based on self-declaration there are no needed documents to upload. For registering, you should have:
- Aadhaar Number (Mandatory for individual proprietors).
- PAN Card (For businesses registered as partnerships, LLPs, or private limited companies)
- Business Address Proof.
- Bank Account Details (Account number and IFSC code)
- Your business activity has a National Industrial Classification Code (NIC Code).
- Investment Details (Cost of plants and machinery or equipment)
- Turnover Details (Annual turnover of your business).
How to Apply for MSME Registration Online?
If you want to register your business as an MSME and get all the benefits that the govt is offering to businesses, we will help you apply for MSME registration with these simple steps. Follow these steps to complete your MSME registration:
Step One: Visit Udyam Registration Portal.
For MSME registration visit the official site: udyamregistration.gov.in. This is the only government portal for online MSME registration.
Step two: Enter Aadhaar Details.
For proprietorship firms type the Aadhaar number of the company owner.
For partnerships and companies enter the Aadhaar number of the authorized signatory. Click “Validate & Generate OTP” and also verify with the OTP you got on your mobile.
Step 3: Give PAN Details.
The portal will ask for your PAN number after Aadhaar verification. Type it and press “Validate PAN.” If your PAN is linked with a GSTIN, it will pull details automatically.
Step 4: Fill in Business Information.
Now enter details about your business:
- Business Name.
- Type of Organization (Proprietorship, LLP, Partnership, or Private Limited Company).
- Business Address.
- Mobile Number & Email ID.
- NIC Code (To classify your industry).
- Plant & Machinery Investment.
- Annual Turnover.
Step 5: Select the Declaration.
Read the declaration carefully and tick the box to agree to conditions and terms after filling in the details.
Step 5: Submit Application.
Click “Submit & Get Final OTP,” get into the OTP, and also submit your application.
Step 6: Get MSME Registration Certificate.
When your application is processed, you will receive your MSME Registration Certificate through registered email. Download it anytime from the Udyam portal.
How to Check MSME Registration Status?
Examine your application status right after you apply. This is how to do this:
- Visit Udyam Registration Portal.
- Click on “Verify Udyam Registration”.
- Enter your Udyam Registration Number & captcha code.
- Click “Verify” to view your registration status.
How to Download MSME Registration Certificate?
When your registration is accepted, go to the download your certificate:
- Visit on the Udyam Registration Portal.
- Click on “Print Udyam Certificate”.
- Enter your Udyam Registration number & registered mobile Number.
- Generate OTP and validate it.
- Download & print your MSME Registration Certificate.
Benefits of MSME Registration in India
Registering under MSME has several benefits for your business:
- Get simpler Loan Approvals – Obtain collateral-free loans from banks at reduced interest rates.
- Tax Benefits – Receive income tax exemptions along with other incentives.
- Government Tenders – MSME-registered businesses have priority for government contracts.
- Subsidies & Incentives – Get incentives on machinery purchase, technology upgrades & skill development.
- Protection Against Delayed Payments – The MSME Act protects you from late Payments by buyers.
- Easy Credit Availability – Borrow from government schemes such as MUDRA & CGTMSE.
How To Apply MSME Registration Without an Aadhaar Card?
Individuals without an Aadhaar card can register at your District Industries Centre (DIC). You are going to require an Aadhaar enrollment slip plus one of the following:
- Voter ID.
- Passport.
- Driving License.
- PAN Card.
- Employee ID or Bank Passbook.
When you obtain an Aadhaar card, you can modify your information on the Udyam Registration Portal.
MSME v/s Udyog Aadhaar (MSME): What is the Difference?
Businesses earlier registered under Udyog Aadhaar (MSME). However, the government introduced Udyam Registration from 1 July 2020 to replace the old system. All new registrations now must be done through Udyam Registration.
For those who have Udyog Aadhaar (MSME) registration already, you need to re-register on the Udyam portal.
Read Also | Latest Updates on MSME Registration Rules and Regulations in India
Final Thoughts
So, if you are someone running a small business in the country, apply for MSME registration to get all the benefits that we have mentioned. It opens doors to financial benefits, government schemes and business. MSME registration is simple and free of charge so this means that there is no reason at all to delay.
Start growing your business today. Apply for MSME Registration via Udyam registration Portal and get all the benefits.
For expert help with MSME registration online, tax filing & business compliance, get in touch with StartupFino – your partner for simple company registration!
FAQs
1. How to apply for MSME registration?
For application for MSME Registration visit Udyam registration Portal (udyamregistration.gov.in). Enter your Aadhaar number, validate it using OTP and type in your PAN information. Fill in your business details (NIC code, turnover and investment). You will get the Udyam Registration Certificate by email after submitting the form. The process is online and free of physical documents. Businesses which were registered under Udyog Aadhaar (MSME) must re-register under Udyam for updated recognition and benefits.
2. What do I need for MSME registration?
To complete MSME registration online, you need to have:
- Aadhaar number (obligatory for proprietors).
- PAN card (for firms, LLPs and companies):
- Business address proof.
- Bank account details (account number & IFSC code):
- NIC code (classify business activity):
- Investment specifics (plant/machinery costs):
- Details of yearly turnover.
MSME registration is based on self-declaration-thus you don’t need to send or even upload physical documents during the application process.
3. How to register for MSME registration online?
Follow these steps to complete online MSME registration:
- Head over to Udyam Registration Portal (udyamregistration.gov.in).
- Under “For New Entrepreneurs” enter your Aadhaar number.
- Validate Aadhaar through OTP and submit your PAN details.
- Enter business details (name, address, NIC code and bank details).
- Enter investment and turnover details per MSME classification.
- After agreeing to the declaration, submit the form.
- Get the MSME registration certificate by email.
It is a free, digital and no – paperwork process.
4. Who is eligible under MSME?
Businesses in manufacturing, services, wholesale, and retail sectors can register as MSMEs if they meet the following turnover and investment limits:
| Enterprise Type | Maximum Investment | Maximum Turnover |
| Micro | Rs. 1 crore | Rs. 5 crore |
| Small | Rs. 10 crore | Rs. 50 crore |
| Medium | Rs. 50 crore | Rs. 250 crore |
Eligible entities include sole proprietors, partnership firms, LLPs, private limited companies, self-help groups, and co-operative societies.
5. Is GST mandatory for MSME registration?
No, GST registration isn’t compulsory for MSME registration. But if your business is subject to GST as per government laws (yearly turnover 20 lakh for services / 40 lakh for goods), you must apply for GSTIN first. Although Udyam registration pulls up PAN-linked GST details automatically, businesses not registered under GST can still apply for MSME Registration with just Aadhaar. However, having GST registration can enable you to obtain tax advantages and government schemes.
6. How much is the charge or fee for MSME registration?
MSME registration is free of charge. It’s totally free on the official Udyam Registration Portal. No government charges are levied to register your business as an MSME. You can also contact StartupFino to complete your MSME registration. The authorities made the registration paperless, self-declaratory and free to encourage small businesses to get started easily.
7. What are MSME annual fees?
MSME registration in itself has no annual fees. However, an annual Guarantee fee is levied if an MSME takes out Credit Guarantee coverage under the Credit Assurance Fund Trust for Micro and Small Enterprises (CGTMSE). The rates are:
- 1.0% of the sanctioned credit facility
- 0.75% for loans up to five lakh
- 0.85% for loans between five lakh and 100 lakh (for females, micro enterprises & companies in North Eastern states, like Sikkim)
This fee guarantees credit safety for small businesses taking collateral-free loans.
