500+
Companies
8000+
Projects Completed
98%
Client Retention
Speak to our startup experts today for personalized guidance as per your specific needs.
Managing finances in the fintech industry USA can be really hard. If your aim is to create the best Fintech startup or scale an expanding Fintech SaaS company, you most likely have several income streams, electronic transactions and changing compliance demands. That is where our Fintech accounting services can be really helpful.
We support Fintech startups for small businesses, Fintech software businesses and also web based financial services businesses - providing them the financial solutions to attract much needed financing & thereby scale confidently. With us as your partner, your Fintech company can concentrate on innovation as our team deals with your finances.
Accounting for Fintech startups is not just about balancing books; it is also about growth. Whether you are in an early stage Fintech SaaS business or among the biggest Fintech companies in the US, getting expert accounting assistance can make all the difference
Fintech companies must adhere to strict IRS rules, particularly with electronic assets and cash flow reporting. We help your Fintech startup in the USA comply with tax laws, anti money laundering (AML) guidelines & financial reporting requirements.
Generally, there are several income streams in Fintech software companies, ranging from subscription fees to transaction based earnings. We track every dollar to help you make better choices and prepare for next Fintech companies financing rounds.
VCs and investors want clean, professional reports. Our accounting services help make accurate financial models and projections for your upcoming Fintech venture capital pitch.
We blend modern tools and tech to automate bookkeeping and expense tracking. Being among the fintech best companies for accounting, we understand how to integrate with the platforms you currently use.
Whether you are a small company or a fast scaling company, our services scale along with you. We assist Fintech companies for small business and quickly growing online financial services companies to grow in the US market.
Our staff includes expert fintech consultants that understand your market. We manage your books and offer genuine fintech consulting that will help you grow as per your financial plan.
At StartupFino, we develop accounting solutions for Fintech companies in USA. Whether you are an expanding Fintech SaaS company, an early stage Fintech business, or perhaps among the leading Fintech startups, we make your financial operations easy, scalable & completely compliant with US laws. We don’t just deal with your books, we enable you to lay the foundation that draws in Fintech startups funding, lowers risk and accelerates development.
This is how we help you stay ahead in the growing Fintech industry USA :
Running a Fintech startup involves daily transactions, platform costs, electronic wallets & sometimes even crypto payments. We capture every one of your financial activities and report them on time. Our bookkeeping can handle big revenue streams - whether you operate a Fintech SaaS app, an online financial services business, or a transaction system. Plus our financial reports are built for VC presentations and due diligence.
We make sure you comply with GAAP regulations and provide audit ready reports on demand.
What you get:
Tax laws can be extremely confusing, especially for Fintech businesses. We bring expertise in Fintech consulting services to help keep you compliant with IRS & state tax laws, such as electronic asset reporting requirements. The IRS requires businesses to report crypto or token related transactions (losses or gains) on its website. Our team helps you lower tax liabilities, take startup deductions and avoid penalties.
We offer fintech services, including tax strategies for Fintech entrepreneurs for small business and scaling companies as well to make the best use of available deductions and credits.
With our tax services, you get:
Many growing startups look for Fintech startups funding. Whether you're approaching Fintech venture capital companies or angel investors, you need clean financials and solid projections. Our team develops investor ready financial models, pitches-friendly reporting and helps with due diligence. We position your business among the fintech best businesses to invest in.
Plus, we make sure your accounting reflects industry expectations, boosting trust and valuation in the market.
Our fundraising services consist of :
All the top Fintech businesses operate on scalable automated platforms. We connect the appropriate tools to help you handle your finances. Whether you use QuickBooks, Xero, Stripe or even a customized billing software, our experts set up your accounting stack based on your business model. This is helpful for Fintech software businesses as well as web based financial institutions with large transaction volume.
We also make sure your tech stack is SOC 2 and PCI DSS compliant (if required) based on your customer data handling.
What we offer your business:
As a founder you require not just accounting but better and clear understanding of your financial position. Our virtual CFO solutions are geared towards Fintech businesses seeking strategic guidance without a full-time CFO’s cost.
This is great for startups who want to grow into one of the biggest Fintech businesses within their market, with a solid monetary plan from day one.
Our CFO services consist of :
One of the major problems facing Fintech Startups is how you can recognize revenue. Whether you charge per transaction, provide subscriptions or license your platform, the IRS and GAAP rules require that revenue is recognized consistently and correctly. Misreporting could lead to penalties, failed audits or problems during Fintech startups funding rounds.
At StartupFino, we help Fintech SaaS platforms, online financial services businesses and Fintech software companies implement the proper revenue recognition models, including ASC 606 compliance - the official US revenue recognition standard.
With our assistance, you'll get :.
As a growing Fintech company, controlling your expenses is vital whether you are targeting Fintech venture capital or controlling your runway. Even the top Fintech startups struggle with untracked software costs, team reimbursements or ad hoc spending which disrupt budgets. That is exactly where we can help.
StartupFino helps Fintech companies for small business and scaling companies to track expenses with intelligent tools and accounting workflows. We keep you within budget, identify irregularities and also boost your burn rate without compromising on quality. Additionally we help you meet IRS guidelines for deductible business costs and maintain correct documentation of each cost.
Our services consist of :
Paying your team on time is essential, particularly in the Fintech business USA where a lot of businesses use remote teams, developers & part time specialists. Our payroll services ensure your workers & contractors are paid correctly with taxes, deductions and benefits in accordance with US laws.
We help Fintech startups in the USA manage W-2 employees, 1099 contractors & overseas staff via trusted systems. We abide by IRS payroll tax regulations, FICA, FUTA and state certain labor laws. We make payroll easy, whether you are hiring locally or building a remote first Fintech SaaS team.
What we offer:
We at StartupFino believe that working with an accounting partner for FinTech startups should be clear and easy from the beginning. That is the reason we follow an easy, founder friendly process which keeps you in the loop at each step. Whether you operate a Fintech SaaS business or an online financial institution, we make onboarding fast, collaborative and simple.
This is how our process works:
For starters, we will schedule a quick call to go over your FinTech company, your objectives and your stage.
We will review your current financial setup, your challenges and the services you need, without any upselling.
As per your needs, we design an accounting & compliance plan - from revenue recognition to fundraising preparation to complete CFO support.
We offer you an upfront cost breakdown without any hidden fees. Just fair pricing that works for Fintech startups and growing teams.
We go over the service terms together & modify the scope till it really works for your team. We keep it simple & collaborative.
When everything's in place, we roll up our sleeves and get to delivering expert accounting services on time.
Choosing the right accounting partner could either save or break your Fintech startup journey. At StartupFino, we do what it really takes to grow and scale in the US Fintech industry USA, with more than 15+ years of experience and over 500+ businesses served. So, whether you are a Fintech SaaS product, an online financial institution or one of the top Fintech companies raising funding for your next round, we're here for you every step of the way.
From controlling IRS compliance to your Fintech startups accounting financing, we are one of the most trusted names amongst Fintech consulting firms.
This is why FinTech founders in the USA choose us:
We work with Fintech companies for small businesses and scaling ventures as well.
Clean, professional financials built for Fintech venture capital due diligence.
Be it compliance with regulations of the IRS, ASC 606, GAAP or AML, we have everything covered.
High-quality service without the fees demanded by big firms.
We can easily integrate with your existing tools, be it Stripe or Gusto.
We build long-term trust with all our clients through proven results that matter.
FinTech startups usually operate in a quickly changing industry with complicated revenue models including subscriptions, transaction fees and digital assets. Specialized accounting services ensure accurate financial tracking, industry-specific rules and readiness for investor scrutiny. For instance, complying with ASC 606 for revenue recognition is essential for making financial statements. If you need professional help with your bookkeeping, StartupFino is the leading FinTech accounting service provider in the USA.
Most of the finTech companies face the following issues in the US market:
These challenges call for skilled accounting and financial planning.
There are several benefits of outsourcing accounting services for FinTech startups :
This strategic move may improve operational efficiency and financial accuracy for FinTech startups.
The right accounting software is dependent on the FinTech startup's needs. Popular options are :
The integration of these tools might help simplify financial management and reporting for FinTech startups.
StartupFino manages legal, financial & Compliance services through its team of professionals with the help our own technology.
Scan this QR Code...
Startup special pricing for early stage startups
Startups are the most fastly growing enterprise in the USA in 2025. As a startup owner, you might have the concept, the desire, and perhaps even customers. But one thing that new entrepreneurs
This is the season when startups are flourishing in the USA. Every day, big dreams and big ideas propel new businesses. However as your business expands, your financial difficulties grow with it.
Do you know that in 2023, over 5 million new business applications were submitted in the U.S.? In case you are one of this wave of new entrepreneurs, you must know that it is a huge step to begin your own business.
Sign up to receive the latest news, tips, and updates from StartupFino. Stay ahead with expert advice delivered straight to your inbox.
We also help you market your products through an online marketplace.
Fill up contact form
Expert will call you
Make online payment
Get Services
